:root{--navy:#081d31;--navy-2:#0f2d47;--gold:#c8a253;--gold-light:#e4c985;--white:#fff;--mist:#f4f6f7;--ink:#152333;--muted:#5b6874;--line:#dce1e5;--radius:18px;--shadow:0 22px 60px rgba(4,24,42,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--white);font:16px/1.65 Arial,sans-serif}h1,h2,h3{font-family:Georgia,serif;line-height:1.12;margin:0 0 1rem}h1{font-size:clamp(2.8rem,6vw,5.8rem);letter-spacing:-.045em}h2{font-size:clamp(2rem,4vw,3.6rem);letter-spacing:-.03em}h3{font-size:1.35rem}p{margin:0 0 1rem}a{color:inherit;text-decoration:none}.draft-banner{background:var(--gold);color:var(--navy);text-align:center;padding:.55rem 1rem;font-weight:700;font-size:.84rem}.site-header{height:94px;display:flex;align-items:center;justify-content:space-between;padding:0 max(5vw,24px);position:sticky;top:0;background:rgba(255,255,255,.95);backdrop-filter:blur(12px);z-index:20;border-bottom:1px solid rgba(8,29,49,.08)}.brand img{width:178px;height:76px;object-fit:contain}.site-header nav{display:flex;align-items:center;gap:1.7rem;font-weight:700;font-size:.92rem}.site-header nav a:hover{color:#8a691f}.nav-cta{border:1px solid var(--gold);padding:.65rem 1rem;border-radius:999px}.menu-button{display:none}.hero{min-height:720px;padding:6rem max(6vw,32px);display:grid;grid-template-columns:minmax(0,1.2fr) minmax(320px,.8fr);gap:7vw;align-items:center;background:radial-gradient(circle at 85% 25%,rgba(200,162,83,.16),transparent 28%),linear-gradient(135deg,var(--navy),#0c2a44);color:var(--white)}.hero-copy{max-width:820px}.eyebrow{text-transform:uppercase;letter-spacing:.16em;color:var(--gold);font-weight:800;font-size:.78rem}.hero-text{font-size:1.18rem;max-width:680px;color:#dbe3e9}.hero-actions{display:flex;gap:1rem;margin:2rem 0}.button{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:.9rem 1.35rem;font-weight:800;border:1px solid transparent}.gold{background:var(--gold);color:var(--navy)}.ghost{border-color:rgba(255,255,255,.4);color:white}.microcopy{max-width:680px;font-size:.82rem;color:#aebdca}.promise-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);padding:2.3rem;border-radius:var(--radius);box-shadow:var(--shadow)}.promise-card h2{font-size:2.1rem}.promise-card li{margin:.8rem 0}.shield-mark{display:inline-grid;place-items:center;width:56px;height:56px;border:1px solid var(--gold);color:var(--gold);border-radius:50%;margin-bottom:1.5rem}.section{padding:7rem max(6vw,32px)}.about{display:grid;grid-template-columns:1fr 1fr;gap:8vw;background:var(--mist)}.about-copy{font-size:1.1rem;color:var(--muted);max-width:680px}.section-heading{max-width:760px;margin-bottom:3rem}.section-heading>p:last-child{color:var(--muted);font-size:1.05rem}.cover{background:white}.plan-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem;align-items:stretch}.plan{position:relative;border:1px solid var(--line);border-radius:var(--radius);padding:2rem;background:white}.plan.featured{border:2px solid var(--gold);box-shadow:var(--shadow)}.popular{position:absolute;right:1rem;top:1rem;background:#f4ead1;color:#6c5016;font-size:.72rem;font-weight:800;padding:.4rem .65rem;border-radius:999px}.plan-label{font-weight:800;color:#8b6b29;text-transform:uppercase;letter-spacing:.1em;font-size:.78rem}.plan h3{font-size:2rem}.plan h3 span{display:block;font:700 .76rem Arial,sans-serif;text-transform:uppercase;color:var(--muted);margin-top:.35rem}.price{font:700 2.1rem Georgia,serif;color:var(--navy)}.price small{font:400 .9rem Arial,sans-serif;color:var(--muted)}.plan ul{padding-left:1.15rem;min-height:150px}.plan a{display:block;text-align:center;background:var(--navy);color:white;padding:.8rem;border-radius:999px;font-weight:800}.approval-note{margin-top:2rem;border-left:4px solid var(--gold);padding:1rem 1.25rem;background:#fbf7ed;color:#4f452e}.benefits{background:var(--navy);color:white}.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}.benefit-grid article{padding:2rem;border-top:1px solid rgba(255,255,255,.25)}.benefit-grid span{color:var(--gold);font-weight:800}.benefit-grid p{color:#bbc8d2}.claims{display:grid;grid-template-columns:.75fr 1.25fr;gap:8vw}.steps{list-style:none;margin:0;padding:0}.steps li{display:grid;grid-template-columns:54px 1fr;gap:1.2rem;padding:1.35rem 0;border-bottom:1px solid var(--line)}.steps li>span{display:grid;place-items:center;width:46px;height:46px;background:var(--navy);color:var(--gold);border-radius:50%;font-weight:800}.steps h3{margin:.1rem 0 .3rem}.steps p{color:var(--muted)}.faq{background:var(--mist);display:grid;grid-template-columns:.8fr 1.2fr;gap:8vw}.faq-list details{background:white;border:1px solid var(--line);border-radius:12px;padding:1.2rem 1.3rem;margin-bottom:.8rem}.faq-list summary{cursor:pointer;font-weight:800;color:var(--navy)}.faq-list details p{padding-top:1rem;color:var(--muted)}.contact{padding:6rem max(6vw,32px);background:linear-gradient(120deg,#c49d4a,#e5ca89);display:grid;grid-template-columns:1fr 1fr;gap:7vw}.contact .eyebrow{color:var(--navy)}.contact form{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.contact label{font-weight:800;font-size:.84rem}.contact input{display:block;width:100%;margin-top:.4rem;padding:1rem;border:1px solid rgba(8,29,49,.25);border-radius:10px;background:rgba(255,255,255,.68);font:inherit}.contact form label:first-child{grid-column:1/-1}.contact button{background:var(--navy);color:white;align-self:end;opacity:.8}footer{padding:4rem max(6vw,32px) 2rem;background:#061626;color:#c1ccd4;display:grid;grid-template-columns:2fr 1fr 1fr;gap:4rem}footer img{width:220px;height:110px;object-fit:contain;background:#fff;border-radius:8px;padding:10px}footer h2{font:800 .85rem Arial,sans-serif;text-transform:uppercase;letter-spacing:.13em;color:var(--gold)}footer a{display:block;margin:.5rem 0}.copyright{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.12);padding-top:1.5rem;font-size:.84rem}
@media(max-width:900px){.site-header nav{display:none;position:absolute;left:0;right:0;top:94px;padding:1.5rem;background:white;flex-direction:column;align-items:flex-start}.site-header nav.open{display:flex}.menu-button{display:block;border:1px solid var(--navy);border-radius:999px;background:white;padding:.65rem 1rem}.hero,.about,.claims,.faq,.contact{grid-template-columns:1fr}.hero{padding-top:4rem}.plan-grid,.benefit-grid{grid-template-columns:1fr}.contact form{grid-template-columns:1fr}.contact form label:first-child{grid-column:auto}footer{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}}
@media(max-width:560px){.site-header{height:78px}.brand img{width:145px;height:60px}.site-header nav{top:78px}.hero{padding:4rem 22px;min-height:auto}.section,.contact{padding:5rem 22px}.hero-actions{flex-direction:column;align-items:stretch}.button{text-align:center}footer{grid-template-columns:1fr;padding:3rem 22px}.footer-brand{grid-column:auto}.copyright{grid-column:auto}}